Help for the Needy

 

Hikers in the nation’s parks and wilderness areas can find themselves in trouble due to accident or an unforeseen change in the weather for the worse, but all too often some of them find themselves in trouble due to their own carelessness and poor judgment. When search and rescue teams are called in to help reckless hikers, who should bear the cost?

Looking at the demographics of hikers, the majority are middle class or higher, and compared to the population as a whole they are wealthier and better educated than the average. Most hiking expeditions require expenses in travel and gear over $1,000, and available leisure time that doesn’t take away from the basic costs of living. Poor and working class people don’t have the wherewithal or the time for trips like that to the great outdoors. Since many of them are involved in physically demanding jobs, they are also probably less inclined to see the appeal in hiking around the backwoods during their free time.


Recreation spots in the nation’s Southwest are the busiest year after year for search and rescue operations, and with record setting heat there this summer, the need for search and rescue is greater than ever this year. If it’s hotter than ever, why are there not fewer search and rescue operations necessary? Considering the dangers, are there not fewer hikers out on the trails? Are not ill-prepared hikers, in particular, heeding the warnings and staying off the trails? Apparently not.

Caspar David Friedrich - Wanderer above the sea of fog
Wanderer above the Sea of Fog, an 1817 painting by Caspar David Friedrich (1774-1840).
When well-heeled people set off on an adventure they have the resources and time for, no one should interfere or try to stop them. The National Park Service (NPS), to name one organization administering hiking areas, has no desire to get caught up in the liability nightmare of being responsible for the well-being of every person visiting the areas under their jurisdiction. Visitors are on their own for the most part, and signs and literature to that effect are evident everywhere. The NPS and other organizations regularly post warnings on the premises about various hazards, including excessive heat. Still, they are loathe to close down trails on very bad days because of the inevitable outcry from visitors. Visitors are using up vacation time, and they want the park’s services and areas to be open and accessible during the time they have available.

From the 1983 movie National Lampoon’s Vacation, starring Chevy Chase and Beverly D’Angelo, a scene set in the locale made famous by the director John Ford in his westerns, Monument Valley, on the border of Utah and Arizona. Warning: foul language.

 

It seems, however, that some hikers take a libertarian attitude into the park when they set off from the trail head, but adopt a socialist attitude later, when they are lost, dehydrated, and woefully unprepared for the worst case scenario. Oddly enough, in Europe, where socialist policies are more prevalent than in the United States, making unprepared or reckless hikers pay for their own search and rescue operation is the norm. In this country, New Hampshire has struck a balance between taxpayer-funded search and rescue and reimbursement from rescued hikers. Other states and federal organizations could follow the New Hampshire model. It is entirely better than the Wall Street model much in use now, in which people of decent means or better embark on an endeavor of their own choosing, outside of the course of merely obtaining a living in order to accrue benefits beyond that, and when things go well for them they say it was all their own doing and they are entitled to all the benefits, but when things sour they seek to shed the blame and share the losses.
― Ed.

 

30 Years and 16 Tons

 

Paying off a mortgage is a wonderful thing, and something that is more remarkable now than it was forty or fifty years ago. Tighter lending standards since the burst of the housing bubble in 2008, and the Great Recession that followed, mean fewer people are qualifying for mortgages now, but the people who currently have mortgages are less likely to ever pay them off because low interest rates mean they will refinance at least once, resetting the clock.

 

Until the 1930s, mortgages were an uncommon way to purchase a house, and mortgages with 15 or 30 year terms were unheard of. House buyers put as much as 50% down, and the mortgage was for three to five years, all of it interest. At the end of the term, a balloon payment for the remaining principal was due, and it’s not surprising there was a high default rate. The federal government changed the mortgage market in the 1930s by stepping in and insuring lenders against the risk of default on certain approved loans, and later by buying those loans to sell as securities in financial markets.

AC Mortgage Burning Party
Mortgage burning party of the Antelope Club of Indianapolis, Indiana, in June 1977; photo by Sheariner.

The modern mortgage market followed from those New Deal policies and the establishment of the Federal Housing Administration (FHA). After World War II, the Veterans Administration (VA) gave another boost to home ownership rates by insuring mortgage loans to veterans with no down payment. The demand for new housing was so great that mass production methods came to house construction and the firm of Levitt & Sons built what would be called Levittown on Long Island, New York, a planned community of over 17,000 houses they built between 1947 and 1951.

 

Subprime Mortgage Offer
The window sign of a mortgage lender in July 2008, offering subprime mortgages; photo by The Truth About.
Housing and mortgage markets stayed healthy through the 1970s, but by the 1980s they turned down when interest rates spiked past 10% nearly to 20%, and wages for middle and working class people started stagnating, as measured against inflation. As home ownership rates slipped, the federal government in the 1980s and 1990s deregulated the financial sector of the economy, loosening restrictions on lending, and especially on the financial instruments related to mortgages. For Wall Street, the doors to the candy store had been flung open.

 

Home ownership rates hit an all time high by 2005, when the bubble was inflated to its biggest extent. That’s not surprising considering all the shady wheeling and dealing going on at the time. What’s also not surprising was what happened next, when the bubble burst – millions of new homeowners defaulting on their mortgages and the housing market tanking; while the Wall Street financiers, and the federal legislators and regulators who were supposed to keep a watchful eye on them, all walked away with hardly a scratch.

Tennessee Ernie Ford sings his number one hit “Sixteen Tons” in this 1955 television appearance.

 

The Wall Street people and their media mouthpieces tried to blame the homeowners for taking on more debt than they could afford. Meanwhile, the taxpayer bailout of Wall Street in 2008 and 2009 did almost nothing to help those homeowners. They weren’t bailed out. No trickle down economics for them. Through all that, the wages of middle and working class people that started stagnating in the 1980s have stayed flat. People who acquired a 30 year mortgage in the 1990s, when the market was turning up, still have to make their payments each month.

From the Monty Python’s Flying Circus television show on the BBC in the late 1960s and early 1970s.

 

Meanwhile, their other costs of living have gone up, such as the student debt for their children who may now be, in the 2010s, graduating from college. That’s assuming they can help their children pay for college; if not, the children will be saddled with such an onerous debt upon graduation they may not feel ready for a mortgage of their own until they are in their 40s. Who can blame current homeowners (in name only, and not in deed), these indentured servants, these wage slaves, for continually turning to their homes as a source of funds by refinancing again and again, to the point they will never have a mortgage burning party? The only economic positives they see are the low interest rates that make refinancing an attractive, and maybe a sole, option for clinging to the American Dream.
― Vita

 

Resistance Is Useful

 

“We can’t solve problems by using the same kind of thinking we used when we created them.”
― Albert Einstein (1879-1955)

 

Since Hillary Clinton’s election loss in 2016, establishment Democrats, including Clinton, have scrambled to put forward excuses for her loss, excluding the shortcomings of the candidate herself, and again Clinton has been at the forefront in that endeavor, casting blame on everyone but herself except in a half-hearted manner which she immediately qualifies and takes back. Now Hillary Clinton says she is “part of the resistance”. By that of course she means the popular resistance to the administration of the person who would not be there had she not been the only candidate the Democratic establishment wanted to run against him.

Hearing Hillary Clinton say she is “part of the resistance” is like hearing the coach whose wooden ineptitude sunk your team into a deep hole in the first half, all while throwing everyone but herself under the bus for the colossal failures of the team, come out with a strident speech at halftime saying she has returned to form now and is ready to resume leadership of the players who had taken it upon themselves to set things right in the second half. No, thanks. Please go away.

The Fall and Rise of Reginald Perrin is a classic BBC comedy series from the late 1970s, starring Leonard Rossiter as the title character, and John Barron as his boss, C.J., at Sunshine Desserts. With a certain kind of boss, a sense of infallibility and the false support of sycophants becomes the major dynamic.

Hillary Clinton has her adherents even today. They are the same people who insisted during the primaries in early 2016 that they didn’t want  Bernie Sanders because they wanted someone “who could get things done” and they didn’t want someone like Elizabeth Warren, who wasn’t running but might have been induced to run, because they wanted someone “with Washington experience”. These people, many of them professional, academic, and media elites who presumed to know best, turned a blind eye to the Democratic National Committee’s undermining of Sanders during the primaries. They got the candidate they wanted, and would not listen to the people telling them she was the wrong candidate at the wrong time. Some people saw the defeat coming, even against the weak candidate the Republicans put up, but not these Democratic establishment know-it-alls. A week before the election, they were talking “landslide” for Clinton. Fools.

Then when the election results rolled in these know-it-alls were quick to side with the Clinton camp and blame the rednecks, and not long afterward the Russians, without solid evidence based in demographics of the election results or, in the case of the Russians, anything more than rumors at the time. At any rate, they couldn’t blame themselves! They quickly not only jumped on the resistance bandwagon, but shouted the loudest in order to lead it, unmindful of the hypocrisy of their position, because it was they with their pigheaded insistence on touting the flawed candidate, Hillary Clinton, who did the most to put everyone in the dreadful position the country has found itself in since January 20, 2017. Not the “deplorables”, but them, with their arrogant, dismissive attitude toward the working and middle classes. Now they chant about leading a resistance against a situation they helped create.

Meaningful resistance to the policies of the current presidential administration will come about from a recognition of the failures that brought this situation to bear, and then applying remedies. The Democratic Party has lost its way and no longer represents the interests of the working and middle classes. It now represents the interests of Wall Street bankers and large corporations. The people finally glommed onto that fact in 2016 after eight years of disappointment with Obama, and then being presented by professional, academic, and media elites with a uniquely uncharismatic candidate whose sole reason for wanting to be president appeared to be that it was “her turn”.
Gandhi spinning
Mohandas K. Gandhi (1869 – 1948) at the spinning wheel, late 1940s. Gandhi famously said “You must be the change you wish to see in the world”.
Since the election loss, the Democratic establishment has shown no signs of learning from their mistakes, nor even recognizing them, much less doing anything about them. They continue shifting blame and making excuses. They continue pushing establishment insiders into Party leadership positions and showing lackluster support for the candidacies of Sanders progressives around the country. There is talk of impeaching the President, the Trainwreck-in-Chief, and of the Democrats picking up many seats in Congress and around the country in the 2018 mid-term elections. The impeachment will not happen without more Democrats in Congressional seats, and that will not happen, at least not to the extent that some imagine, without a change of heart, and therefore a real change of policy, within the Democratic party between now and 2018. The Democrats need to appeal to people as something other than Republicans-lite, the position they adopted in the 1990s under the leadership of Hillary Clinton’s husband, Bill. Meanwhile, there will be plenty of opportunists as well as thoughtlessly smug hypocrites and true, useful, believers who will continue to clamor for resistance, without understanding that resistance is futile until they change their own hearts.
― Ed.

 

Casino Banking

 

The passage of the 1933 Glass-Steagall Act separated commercial banking from investment banking, and for 75 years there were no enormous financial meltdowns in the United States originating from the banking sector of the economy. In 1999, the Gramm-Leach-Bliley Act repealed the main provisions of Glass-Steagall and, in the view of critics of the repeal, the countdown to financial meltdown began, culminating in the Great Recession which began in 2008. The meltdown, like the Great Depression which gave birth to Glass-Steagall, had worldwide repercussions, but in the aftermath there have been only watered down reforms of the banking industry in the US such as the Dodd-Frank Act, and no high level banking executives have gone to jail, been taken to court, or even been indicted. It’s only a matter of time therefore before a similar financial crisis strikes the US, particularly since the new presidential administration is talking about dismantling Dodd-Frank.

 

Depression-stock-market-crash-1929
Crowd gathering on Wall Street after the stock market crash on October 25, 1929.
Like other European nations, Iceland was swallowed up in the 2008 financial crisis. Like the United States, it had its own unruly banking sector contributing to the crisis – casino banks, in the sense that they used the money from depositors in their commercial operations to gamble on dubious investments, always passing along losses to customers while reaping the profits mostly for themselves. As in casinos, the house rarely loses, and in the case of casino banks when it appears they might lose the government will be there to bail them out. That’s the deal banks have come to count on, particularly if they are “too big to fail.” Unlike other European nations and definitely unlike the United States, Iceland allowed its casino banks to fail and then vigorously investigated and prosecuted the casino bankers responsible. In Iceland, 26 top bankers have gone to jail since 2008, and moreover their economy has rebounded robustly. In the US, 0 top bankers are wearing orange jumpsuits as a consequence of causing the 2008 financial meltdown, and the economy has limped slowly toward recovery ever since.

 

It’s interesting to note that the 2016 Republican Party platform included a plank about reinstating Glass-Steagall. Wall Streeters were alarmed at first, but then everyone realized it was merely politics as usual and that the incoming Republican administration and Congress had no intention of taking the idea seriously. They have been proven correct. Democrats make rumbling noises occasionally about reinstating Glass-Steagall, but even if they had the will, they don’t have the votes. It’s all just politics at this point, since Wall Street money has long since turned heads in both major parties.


“Let them eat cake!”

There is only one party in the United States, the Property Party … and it has two right wings: Republican and Democrat. Republicans are a bit stupider, more rigid, more doctrinaire in their laissez-faire capitalism than the Democrats, who are cuter, prettier, a bit more corrupt – until recently … and more willing than the Republicans to make small adjustments when the poor, the black, the anti-imperialists get out of hand. But, essentially, there is no difference between the two parties.

― Gore Vidal, from his 1975 essay “The State of the Union”.

Social reforms wrought from identity politics are all to the good, but as always in our culture the primary fixation should be on the money. Martin Luther King, Jr., understood this when he traveled to Memphis, Tennessee, in 1968 to speak to striking African-American sanitation workers. Without work and the personal dignity that comes from a living wage, people cannot begin to address their social situation and have the energy to improve their lot within society as a whole. For the poor and the middle class it all starts with money, and for the rich it ends there as well. The oligarchic elite take advantage of social issues like gay marriage to divide and distract the majority while they continue to concentrate wealth and power in their own hands. There are two financial reforms which would go a long way toward stemming the rising power of the corporate oligarchy and restoring power to the majority of Americans: reinstatement of Glass-Steagall or something very much like it, and the legislative or constitutional rescission of the Supreme Court’s Citizens United decision of 2010.
― Vita

 

Walk the Walk

 


In Stanley Kubrick’s 1987 movie Full Metal Jacket, two marines engage in an ironic “John Wayne” face-off. Wayne’s chickenhawkish stances were well-known and widely held in contempt by combat veterans from World War II to Vietnam. Warning: foul language.

 

America’s wars continue with no end in sight, from one presidential administration to the next. One proposal to curtail the corporate oligarchy’s military adventurism is to bring back the military draft or to institute Universal National Service, the idea being that if a greater percentage of the population has a personal stake in foreign policy then they will be more likely to make their preferences known to their leaders, and people with a personal stake are less likely to want more war. The oligarchy knows this, too, as it’s a lesson they learned from an aroused public during the Vietnam War and are unlikely to want repeated if the public reawakens.

 

Since the draft ended in 1973, the per capita percentage of the population serving in the military has steadily declined, while the number of American military interventions overseas has drastically increased. Linking the two trends could be coincidental, but it’s worth considering that in the 40 years from 1933 to 1973, in most of which there was a draft, the US sent the military abroad on 27 occasions, and in the 40 years from 1974 to 2014 the US sent the military on 175 different foreign interventions. Has the world really become 6.5 times more dangerous since 1973? Or is it that the US has taken on in earnest the burden and profits of empire and the role of world policeman, putting out small fires everywhere, many times at the behest of corporate interests?

I spent 33 years and four months in active military service and during that period I spent most of my time as a high class muscle man for Big Business, for Wall Street and the bankers. In short, I was a racketeer, a gangster for capitalism. I helped make Mexico and especially Tampico safe for American oil interests in 1914. I helped make Haiti and Cuba a decent place for the National City Bank boys to collect revenues in. I helped in the raping of half a dozen Central American republics for the benefit of Wall Street. I helped purify Nicaragua for the International Banking House of Brown Brothers in 1902-1912. I brought light to the Dominican Republic for the American sugar interests in 1916. I helped make Honduras right for the American fruit companies in 1903. In China in 1927 I helped see to it that Standard Oil went on its way unmolested. Looking back on it, I might have given Al Capone a few hints. The best he could do was to operate his racket in three districts. I operated on three continents.

― Marine Major General (Retired) Smedley Butler, writing in the
Socialist newspaper Common Sense in 1935.

 


The 1994 Robert Zemeckis movie Forrest Gump is an excellent portrayal of the diversity of experience awaiting Vietnam era draftees, though of course most of them did not want to be there. Warning: foul language.
The majority of Americans catch the news about these numerous foreign conflicts as they go about their daily business, and because they don’t know anyone in the military and didn’t serve themselves, the news pretty much goes in one ear and out the other. Who can get agitated or even interested about what’s happening in Kosovo or Libya or Yemen or the Horn of Africa, wherever that is? Afghanistan and Iraq, oh yeah, are those still dragging on? Are we going into Syria now, too? And so these busy Americans go on with their lives, paying their taxes and going shopping, surprised to learn that when the US deploys Predator drones to these foreign hot spots, the controllers of the deadly drones sit in air-conditioned trailers halfway around the world in Nevada or Germany. It’s the New Age, alright, a deadly video game.

 

Or so we might choose to believe. As technocratic and bloodless as the military brass and the politicians may try to make modern war seem in order to make it more palatable for the general public, it will always nevertheless be a nasty mess both physically and morally. They don’t want to show that part, though; they learned that lesson from Vietnam as well. Rah-rah Hollywood movies are not the answer to getting Americans to come to terms with their current situation in world politics. Far from it. There are far too many chickenhawks making movies in Hollywood and making policy in Washington to serve anything but the basest emotions of too many Americans, the “summer soldiers and sunshine patriots” among them, who are stirred to cheer movies glorifying war and the macho posturing of Supreme Leader. As long as they reflexively say “Thank you for your service” to a service member or veteran when they encounter one, they’re covered. Aren’t they?
― Ed.

An early scene in Full Metal Jacket depicts Marine boot camp in a less lighthearted vein than the boot camp of Forrest Gump. Some of that can be attributed to the differences between the Marines and the Army, and some to the aims of the two films. Nonetheless, some of the drill sergeant’s insults will ring bells in the dark sense of humor shared by many veterans, an emotion Kubrick effectively turns inside out at the end of the scene. Warning: foul language, of course.

 

A Plague on Both Your Houses

Romeo:

Courage, man; the hurt cannot be much.

Mercutio:

No, ’tis not so deep as a well, nor so wide as a
church-door; but ’tis enough, ’twill serve: ask for
me to-morrow, and you shall find me a grave man. I
am peppered, I warrant, for this world. A plague o’
both your houses! ‘Zounds, a dog, a rat, a mouse, a
cat, to scratch a man to death! a braggart, a
rogue, a villain, that fights by the book of
arithmetic! Why the devil came you between us? I
was hurt under your arm.

Romeo:

I thought all for the best.

William Shakespeare, Romeo and Juliet (Act III, Scene i).

 

From February 23rd to the 26th, the 447 members of the Democratic National Committee will meet to elect a new chairperson to replace Donna Brazile, who has served as interim chair since Debbie Wasserman Schultz resigned. The two leading candidates are Minnesota Representative Keith Ellison and former Labor Secretary Thomas Perez. Ellison is backed by Senators Bernie Sanders and Elizabeth Warren, while Perez is backed by more of the Party establishment. It’s anyone’s guess at this point whether the election of a new chairperson will serve to correct the faults within the Party that led to the 2016 election debacle, but the signs are dubious at best.

DNC chair candidate Sally Boynton Brown of Idaho garnered a lot of publicity for her remarks about serving as a voice for minorities, even if that means suppressing the voices of white people. She no doubt meant well, but her ill-chosen phrasing has only stirred the embers from the last election, when the Clinton campaign’s reliance on identity politics and neglect of working class voters, mostly white, in the Rust Belt states led to a decisive turnout for the opposition. It is now almost three months since the election, and the Democratic Party establishment still has not come to terms with their own complicity in losing a very winnable election. They still seek to blame others, such as the Russians for meddling in the election, for which they have negligible evidence, and the Rust Belt voters who upset their apple cart. The continuing denigration of white working class voters by Democratic Party elitists as ignorant, misogynistic, racist “deplorables” shows they are still  incapable of accepting any blame themselves.

According to psychologists, the five stages of grief are 1) Denial, 2) Anger, 3) Bargaining, 4) Depression, and 5) Acceptance. It’s clear from both public and private rhetoric that many Democrats are still in stages 1 and 2. They have every right to feel that way for a time, though in many cases their anger is misdirected. They should be directing their anger at their leaders rather than the working people those leaders have abandoned and ignored over the last forty years while they courted corporate money and the academic and professional classes. In the past, many so-called deplorables were a part of the Franklin D. Roosevelt coalition that ensured a solidly Democratic Party majority in this country through the middle years of the Twentieth Century, before the Democrats lost their way and decided to mimic Republicans in becoming bedfellows with Wall Street plutocrats, while cynically attempting to retain credibility with a portion of their base by throwing them identity politics sops.

Unfortunately, being mired in denial and anger obstructs recovery, which begins with acknowledging there is a problem, as any twelve step program informs us. Until Democratic Party leaders demonstrate a willingness to stop blaming the Russians and others for their own failings, and thereafter attempt to reform the Party by returning it to the left of center FDR coalition that served the majority of its members well for many years, Progressives will need to look outside the Democratic Party and begin working earnestly to make a third Party a force to be reckoned with. Progressives – and maybe some disgusted Republicans, too – will, like the wounded Mercutio, have to say to the two major Parties, “A plague o’ both your houses!” Let’s hope in the meantime that, unlike Mercutio’s wound, the new era of Supreme Leader doesn’t prove fatal.
― Ed. 

 

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